The Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) is a flagship health insurance scheme launched by the Government of Maharashtra to provide cashless medical treatment to residents of the state. Originally introduced as the Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) in 2012, it was renamed to MJPJAY in 2017. Jeevandayee+7myScheme+7www.bajajfinserv.in+7Wikipedia+2Jeevandayee+2Acko+2

🏥 Key Features of MJPJAY

• Universal Health Coverage: As of July 1, 2024, the scheme has been expanded to cover all families in Maharashtra, ensuring comprehensive health coverage across the state. Jeevandayee

• Cashless Treatment: Provides end-to-end cashless medical services for identified secondary and tertiary diseases requiring hospitalization through empaneled hospitals. myScheme+2zpdharashiv.maharashtra.gov.in+2Jeevandayee+2

• Coverage Amount: Offers health coverage of ₹5 lakhs per year on a family floater basis, meaning the amount can be utilized by one or all members of the family. Acko+2Jeevandayee+2zpdharashiv.maharashtra.gov.in+2

• Specialties Covered: Medical services under 34 specialties are covered, including surgeries and treatments requiring hospitalization. Jeevandayee+1zpdharashiv.maharashtra.gov.in+1

• Pre-existing Diseases: All pre-existing diseases are covered from day one of enrollment. zpdharashiv.maharashtra.gov.in+1Jeevandayee+1

🧾 Eligibility Criteria

Initially, the scheme targeted Below Poverty Line (BPL) and marginally Above Poverty Line (APL) families holding specific ration cards such as Antyodaya, Annapurna, yellow, or orange ration cards. However, with the recent expansion, all families in Maharashtra are now eligible, regardless of income status. Wikipedia+1Policybazaar+1myScheme

🏥 Empaneled Hospitals

Treatment under MJPJAY is available at a network of empaneled public and private hospitals across Maharashtra. As of the latest update, there are numerous hospitals enrolled in the scheme, ensuring widespread access to medical services. mySchemeWikipedia

📝 How to Avail the Benefits

1. Visit an Empaneled Hospital: Beneficiaries can directly approach any empaneled hospital for treatment.Wikipedia

2. Provide Necessary Documents: Carry identification documents such as Aadhaar card and ration card (if applicable) for verification.

3. Health Camp Referrals: Alternatively, attend health camps organized under the scheme for preliminary screening and referrals. Sarkari Yojana

📞 Contact and More Information

For more details, assistance, or to find the list of empaneled hospitals:

• Official Website: www.jeevandayee.gov.in

• Toll-Free Number: Available on the official website for direct assistance.

📰 Recent Developments

In a significant move, Maharashtra’s Health Minister Prakash Abitkar announced plans to regularize thousands of National Health Mission (NHM) staff who have been working on temporary contracts, offering them permanent government jobs. Additionally, the state government is considering a hike in the honorarium for NHM employees, including those under the Prime Minister’s Matru Vandana Yojana. New incentives for Mahatma Phule Jan Arogya Yojana employees are also being finalized. The Times of India+1Ack